Director, Senior Credit Officer
Core
Execute client transactions from origination to closing and manage credit risk for the Transportation & Logistics portfolio (automotive, railroads, shipping, containers) within the Americas.
Role type
Director, Senior Credit Officer (Second Line of Defense)
Builds
Wholesale lending transactions and credit risk management for key corporate clients
Domain
Financial Services / Wholesale Banking / Transportation & Logistics
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Credit analysis, Asset-based lending (ABL), IG corporate structures, Credit risk management, Regulatory compliance, Financial derivatives knowledge, Portfolio monitoring, Risk rating calculation
Preferred skills
Sector analysis, Strategic portfolio steering, Climate risk assessment, Policy development
Technologies
Credit risk systems, ISDA terms, Regulatory reporting tools
Responsibilities
Conduct and facilitate credit exposure approval and decision-making processes, Advise on credit transactions within risk appetite boundaries, Monitor and report on transactions and portfolios, Direct Quarterly Portfolio Review and Watchlist meetings, Complete Risk and Regulatory Risk Ratings, Identify industry trends affecting portfolio risk, Develop credit risk policies, Align local policies with global frameworks, Support Sustainability and Climate Change ambitions, Mentor junior account managers and senior bankers
Seniority
Director, strategic oversight with hands-on execution