Senior Manager, Commercial Credit Review
Core
Senior Manager leading independent third-line-of-defense credit review, testing, and risk assessment for Capital One's Commercial portfolios, including the Brex acquisition.
Role type
Senior Manager, Commercial Credit Review (Third Line of Defense)
Builds
Independent assurance frameworks, portfolio risk assessments, and regulatory reports for Credit Review teams.
Domain
Financial Services / Commercial Credit / Risk Management
Deliverable
dashboards & analysis
Required skills
transactional credit experience, portfolio composition analysis, targeted review leadership, credit policy gap identification, emerging risk identification, executive communication, cross-functional collaboration, business leadership, monitoring plan execution, quarterly reporting, special project leadership
Preferred skills
traditional cash flow and leveraged lending experience, CFA or CPA certification, fact-based analysis, senior leader influence, complex task management
Technologies
N/A
Responsibilities
Complete transactional testing for client selection, underwriting quality, borrower monitoring, and risk ratings; Analyze portfolio composition to identify trends and risks; Lead targeted reviews to assess key risks; Identify gaps in credit policy, processes, and risk rating models; Identify key and emerging risks; Communicate results to executive management and regulators; Build relationships across three lines of defense; Develop monitoring plans; Lead special projects and quarterly Business Assessment Reports
Seniority
Senior Manager, hands-on IC with leadership responsibilities
