Commercial Credit Senior Associate, Engineering & Construction
Core
Senior credit risk analyst underwriting and monitoring commercial loans for engineering & construction clients, serving as a critical link between relationship managers and credit risk management.
Role type
Senior IC commercial credit analyst (engineering & construction)
Builds
Commercial loan portfolios and credit risk assessments for engineering & construction clients
Domain
Banking / Commercial Credit / Engineering & Construction
Required skills
Financial statement analysis, Credit underwriting, Financial modeling, Covenant monitoring, Risk rating, Industry research, Regulatory compliance, Loan restructuring
Preferred skills
Capital IQ, FactSet, Bloomberg, nCino, Engineering & Construction lending
Technologies
Microsoft Office, Capital IQ, FactSet, Bloomberg, nCino
Responsibilities
Underwrite new loan requests and material modifications from deal screen through approval; Manage ongoing credit risk via continuous credit monitoring (CCM) including annual reviews and covenant monitoring; Analyze financial information and complete credit analyses with risk ratings and mitigants; Partner with relationship managers on client calls and deal processes; Prepare financial models, cash flow schedules, and collateral analyses; Ensure compliance with credit policies and regulatory standards; Train junior analysts.
Seniority
Senior, hands-on IC