Commercial Credit Associate - Dealer Commercial Services
Core
Assess and manage credit risk for commercial clients by underwriting new loans, monitoring existing portfolios, and ensuring compliance with credit policies.
Role type
Associate commercial credit analyst
Builds
Credit risk assessments, financial models, and risk ratings for commercial loan transactions
Domain
Banking / Commercial Lending
Required skills
Financial statement analysis, credit risk assessment, financial modeling, covenant monitoring, regulatory compliance, scenario analysis, risk rating, financial ratio analysis
Preferred skills
Capital IQ, FactSet, Bloomberg
Technologies
Microsoft Office, Capital IQ, FactSet, Bloomberg
Responsibilities
Underwrite new loan requests and material modifications; monitor ongoing credit risk of existing loan portfolios; analyze financial statements and prepare credit analyses; prepare cash flow schedules and financial models; partner with relationship managers on deal processes; ensure adherence to credit policies and risk standards; train junior analysts
Seniority
Associate, individual contributor