Commercial Credit Lead - Engineering & Construction
Core
Senior credit underwriter specializing in Engineering & Construction (E&C) portfolios, assessing credit risk, structuring loan solutions, and managing the lifecycle of complex commercial credits.
Role type
Senior IC Commercial Credit Lead (E&C)
Builds
Production credit decisions and loan structures for large, complex E&C portfolios
Domain
Banking / Commercial Credit / Engineering & Construction
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Complex credit underwriting, financial modeling, financial statement analysis, legal documentation negotiation, risk rating, covenant monitoring, trend analysis, scenario analysis, cash flow analysis, working capital dynamics, bonding/surety evaluation
Preferred skills
Capital IQ, FactSet, Bloomberg
Technologies
Microsoft Office, Capital IQ, FactSet, Bloomberg
Responsibilities
Underwrite new credit requests and modifications from deal screen through approval; manage ongoing credit risk via continuous credit monitoring (CCM) including annual reviews and covenant tracking; analyze financial data specific to E&C (WIP, backlog, bonding capacity); structure loan requests including revolving facilities and term debt; mentor junior analysts and associates; present credit analyses to committees and clients.
Seniority
Senior, hands-on IC with supervisory duties