Credit Analyst
Core
Underwrite and monitor commercial credit, preparing approval memos and managing portfolio risks for loans and ancillary products.
Role type
Mid-level commercial credit analyst
Builds
Credit approval documents, risk ratings, and portfolio monitoring reports
Domain
Commercial Banking / Financial Services
Required skills
Financial modeling, risk analysis, covenant tracking, financial statement analysis, credit policy knowledge, Microsoft Office proficiency
Preferred skills
Commercial banking experience, knowledge of corporate business structure and legal documents, understanding of U.S. government regulations
Technologies
Internal banking applications, Microsoft Office
Responsibilities
Complete underwriting process with limited oversight, prepare credit approval memos, monitor covenants and track compliance, run risk rating models, generate pipeline and portfolio reporting, identify emerging risks and escalate appropriately
Seniority
Mid-level, hands-on IC