Credit Officer II - SBA
Core
Review and decide on complex small business loan applications up to $5 million, focusing on SBA loans.
Role type
Mid-level IC credit underwriter
Builds
Small business loan products for entrepreneurs
Domain
Banking / Small Business Lending
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Financial statement analysis, cash flow analysis, balance sheet analysis, risk assessment, loan structuring, negotiation, process improvement, due diligence review
Preferred skills
Accounting/finance/economics degree, familiarity with internal banking applications
Technologies
Microsoft Office
Responsibilities
Analyze global cash flow and balance sheets for SBA loans, prepare written evaluations of customers' financial conditions, assist and mentor fellow team members in credit and portfolio monitoring, negotiate terms and conditions of loans with loan originators, identify opportunities for process improvements and software development, review all necessary due diligence items
Seniority
Mid-level, hands-on IC