Commercial Real Estate Credit Underwriter
Core
Analyze financial data and prepare credit presentations for commercial real estate loans of $1 million and up, assessing risk and recommending approval decisions.
Role type
Commercial Real Estate Credit Underwriter
Builds
Commercial loan portfolio decisions and risk assessments
Domain
Banking / Commercial Real Estate Finance
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
quantitative analysis, financial statement review, covenant compliance testing, credit risk assessment, written presentation skills, regulatory policy interpretation
Preferred skills
independent thought, critical thinking, time management, organizational skills, attention to detail
Technologies
Microsoft Office, financial spreadsheets
Responsibilities
Collect and analyze borrower financial information (income, assets, debts); prepare 10-25 page written presentations for new loans and renewals; conduct reviews of covenant compliance and periodic financial statements; interact with lenders and customers to evaluate creditworthiness; participate in meetings with Business Bankers and SVPs regarding loan decisions; monitor existing loans to prevent delinquency and charge-offs.
Seniority
Mid-level, hands-on IC