Sr Analyst, Credit Analytics
Core
Design, recommend, document, and execute consumer credit underwriting and pricing strategies by analyzing historical customer performance data to drive profitable business growth and loss mitigation.
Role type
Senior individual contributor credit analytics analyst
Builds
Credit risk underwriting and pricing strategies, strategy optimization frameworks
Domain
Financial services / Consumer lending / Credit risk
Deliverable
production ML models | product features
Required skills
Data analysis, statistical modeling, regression modeling, machine learning algorithms, data query tools, strategy optimization, quality control, process automation, business acumen
Preferred skills
Graduate degree in quantitative discipline, complex data-driven problem solving
Technologies
R, SAS, SQL, MATLAB, Python, decision tree analytical software
Responsibilities
Extract and analyze historical customer performance data from disparate systems; develop, test, and execute new underwriting and pricing strategies; leverage regression and machine learning to estimate customer behaviors; implement quality control processes to ensure data accuracy; enhance existing processes and reporting through automation; summarize and present results and insights to management
Seniority
Senior, hands-on IC
