AD-Credit Line Increase Strategy
Core
Drive credit line increase (CLI) strategy for the Card business by balancing risk and growth through data-driven analysis and cross-functional leadership.
Role type
Associate Director, Credit Strategy
Builds
End-to-end customer line strategy and lending portfolio improvements
Domain
Consumer Finance / Credit Risk
Deliverable
production ML models
Required skills
Credit analysis, A/B testing design, SQL, SAS, R, Python, Strategic planning, Cross-functional leadership, Executive presentation
Preferred skills
Master's or PhD in quantitative discipline
Technologies
SQL, SAS, R, Python
Responsibilities
Develop and refine CLI policies to achieve risk and growth objectives; Conduct deep credit analysis to identify trends, risks, and opportunities; Design and execute A/B testing strategies; Prepare and deliver presentations to executive leadership; Lead cross-functional teams to execute strategies; Develop and execute business requirements to improve the lending portfolio.
Seniority
Senior, hands-on IC with strategic exposure