AD-Credit Line Increase Strategy
Core
Drive credit line increase (CLI) strategy for the Card business by balancing risk and growth through data-driven analysis and cross-functional leadership.
Role type
Associate Director, Credit Strategy
Builds
End-to-end customer line strategy and lending portfolio improvements
Domain
Consumer Finance / Credit Risk
Deliverable
production ML models | product features
Required skills
Credit analysis, A/B testing design, SQL, SAS, R, Python, quantitative modeling, executive presentation
Preferred skills
Master's or PhD in quantitative discipline, experience with new data sources
Technologies
SQL, SAS, R, Python
Responsibilities
Develop and refine CLI policies, conduct deep credit analysis to identify trends and risks, design and execute A/B testing strategies, prepare presentations for executive leadership, lead cross-functional teams to execute strategies, prioritize competing initiatives and communicate tradeoffs to senior leadership
Seniority
Senior, hands-on IC with strategic exposure
