Commercial Financial Analyst
Core
Manage a commercial client portfolio (10–15 clients, >$500M exposure) within the Dealership Finance segment, analyzing financial and credit information to support lending decisions.
Role type
Commercial Financial Analyst (Credit Underwriting)
Builds
Commercial loan portfolios and credit recommendations for new and existing banking relationships.
Domain
Commercial Banking / Auto Industry Finance
Required skills
Financial statement analysis, Risk modeling, Covenant compliance testing, Underwriting, Loan structuring, Credit policy adherence
Preferred skills
Dealer Finance commercial lending experience, MBA
Technologies
Microsoft Excel
Responsibilities
Perform Income Statement, Balance Sheet, and Cash Flow analysis; Utilize proprietary risk and return models to assess borrower default and repayment risk; Track monthly financial statements and covenant compliance certificates; Collaborate with deal team to prepare underwriting for new business opportunities; Structure and support renewals, amendments, and loan requests.
Seniority
Mid-level, hands-on IC