Senior Manager, Commercial Credit Review
Core
Independent third-line-of-defense assessment of credit quality, emerging risks, and process execution for the Risk Committee and stakeholders.
Role type
Senior Manager, Commercial Credit Review
Builds
Independent risk assessments and portfolio quality opinions for the Risk Committee
Domain
Banking / Commercial Lending / Risk Management
Deliverable
dashboards & analysis
Required skills
transactional credit testing, portfolio composition analysis, targeted review leadership, credit policy gap identification, emerging risk identification, executive communication, cross-functional collaboration, business leadership, monitoring plan execution, quarterly business assessment reporting
Preferred skills
fact-based analysis, senior leader influence, financial analysis, complex task management, risk assessment reporting, large organization navigation
Technologies
N/A
Responsibilities
Complete transactional testing to assess client selection, underwriting quality, borrower monitoring, and risk rating accuracy; Analyze portfolio composition to identify trends and risks; Participate in or lead targeted reviews to assess key risks; Identify gaps in credit policy, processes, and risk rating models; Identify key and emerging risks; Communicate results to executive management and regulators; Build relationships across three lines of defense; Act as an advisor to business heads and lenders; Develop and execute monitoring plans; Assist in or lead quarterly Business Assessment Reports; Lead special projects
Seniority
Senior Manager, hands-on leadership & strategy