Director, Credit Risk Management
Core
Own end-to-end development, deployment, and monitoring of consumer credit risk models, policies, and strategies to manage portfolio risk and profitability.
Role type
Director, Credit Risk Management (Senior IC with strategy & mentorship)
Builds
Production credit models, scorecards, risk monitoring dashboards, and credit policy frameworks
Domain
Consumer lending, financial services, regulatory compliance
Deliverable
production ML models | product features | dashboards & analysis
Required skills
Consumer credit risk modeling, credit policy design, tree-based segmentation, classical scorecard development, model governance, regulatory compliance (ECOA/Reg B/FCRA), stakeholder influence
Preferred skills
Machine learning engineering, MLOps, model explainability (SHAP), fair lending testing, stress testing, capital planning
Technologies
Python (pandas, scikit-learn, XGBoost/LightGBM), R, SAS, SQL, model registry tools
Responsibilities
Define credit policy and underwriting strategy; develop and deploy consumer credit models; monitor portfolio health and model performance; ensure regulatory compliance and governance; partner with cross-functional teams and present to credit committees
Seniority
Director, hands-on IC with strategic oversight
