Senior Underwriter
Core
Senior Underwriter assessing risk and developing competitive pricing strategies for Large Group Commercial health insurance accounts.
Role type
Senior health insurance underwriter
Builds
Fully-insured premium rates, self-funded proposals, and stop loss arrangements for group accounts.
Domain
Health Insurance / Large Group Commercial
Required skills
Risk assessment, premium rate calculation, regulatory compliance, financial analysis, report generation, client presentation, stop loss analysis, ASO binder checks
Preferred skills
Healthcare experience, provider-based carrier experience
Technologies
P&L reports, In/Out of Network reports, financial exhibits
Responsibilities
Analyze employer risk profiles and develop rates within community rating guidelines; Calculate and recommend final fully-insured rates for renewals and proposals; Run reports and investigate high claim issues; Coordinate self-funded proposals with insurance carriers; Provide technical assistance in client presentations; Maintain account files for accurate rate development.