Job
Core
Assess and underwrite new and renewal medical and personal accident insurance applications by reviewing medical reports, claims history, and occupational information to determine coverage terms, exclusions, and premiums.
Role type
Medical and personal accident insurance underwriter
Builds
Medical and personal accident insurance policies
Domain
Insurance
Required skills
Medical underwriting, Personal accident underwriting, Risk assessment, Policy endorsement management, Claims history analysis, Regulatory compliance
Preferred skills
Health insurance product knowledge, Microsoft Excel, Stakeholder communication
Responsibilities
Review medical questionnaires and reports to assess insurance risks, Determine appropriate coverage terms including limits and premium loadings, Communicate with agents and healthcare providers to obtain underwriting information, Record underwriting data accurately in company systems