Compliance and Risk Manager - Home Improvement Financing
Core
Oversees credit, operational, and third-party risks within the unsecured home improvement lending portfolio, evaluating lending performance and monitoring partner/contractor risk.
Role type
Senior IC compliance and risk manager (home improvement financing)
Builds
Risk controls, monitoring programs, and dashboards for the home improvement lending line of business
Domain
Consumer finance / Home improvement lending / Third-party vendor management
Deliverable
production ML models | dashboards & analysis | client delivery
Required skills
Risk framework expertise (ORM, RCSA, control testing), third-party/vendor oversight, credit policy and underwriting strategy, regulatory compliance knowledge, trend analysis, project management
Preferred skills
Home improvement financing background, contractor network management, point-of-sale lending models, scorecard development, early-warning indicator creation, cross-functional policy implementation
Technologies
Microsoft Office Suite
Responsibilities
Direct compliance reviews and provide oversight of legal entities, business units, and processes; advise leadership on key business and product decisions; oversee resolution of complex transactions; manage creation and delivery of compliance training; monitor and test compliance with laws and regulations; analyze lending trends and identify emerging risks; collaborate with Product, Credit, and Vendor Management teams to maintain a scalable third-party lending program
Seniority
Senior, hands-on IC with management of 1-2 analysts