Credit Officer, Associate
Core
Assign and surveil Probability of Default Ratings for Corporate and Institutional counterparties, manage credit documentation, and support live trade credit reviews.
Role type
Associate Credit Officer (Credit Risk)
Builds
Credit ratings, rating reports, credit reviews, and exposure monitoring for the bank's corporate and institutional portfolio.
Domain
Banking / Credit Risk / Financial Services
Deliverable
production ML models | product features | dashboards & analysis | client delivery | infrastructure | physical/clinical work
Required skills
Credit underwriting, financial statement analysis, cash flow modeling, peer analysis, knowledge of banking products (Trade Finance, Derivatives), limit/exposure monitoring, regulatory compliance
Preferred skills
Proven ability to leverage AI tools for productivity and workflow optimization
Technologies
Credit systems, financial modeling tools
Responsibilities
Undertake accurate and timely credit analysis of counterparties by identifying business and financial risks; Write Rating reports and credit reviews for recommendation to Senior members; Participate in Live trades with onshore credit officers by providing recommendations and completing credit write-ups; Monitor assigned international portfolios for rating changes and market developments; Update limit amendments and credit relevant data in the credit system; Interface with Credit officers and stakeholders to ensure complete understanding of exposure and timely completion of reviews.
Seniority
Associate, entry-level IC
