Risk Analyst
Core
Assign and surveil Probability of Default Ratings for Corporate and Institutional counterparties, manage credit documentation, and monitor exposure limits.
Role type
Associate Risk Analyst (Credit Ratings)
Builds
Credit rating reports, credit reviews, and surveillance updates for the Global Credit Rating Team.
Domain
Banking / Credit Risk / Financial Services
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
credit underwriting, financial statement analysis, cash flow modeling, peer analysis, knowledge of banking products (Trade Finance, Derivatives), limit/exposure monitoring, regulatory compliance
Preferred skills
MSc/MA/MBA/CA/CFA qualifications, experience in credit underwriting, strong accounting background, knowledge of financial ratios, ability to leverage AI tools
Technologies
credit systems, AI tools
Responsibilities
Undertake accurate and timely credit analysis of counterparties by identifying business and financial risks; Write Rating reports and credit reviews for recommendation to Senior members; Participate in Live trades with onshore credit officers by understanding trade dynamics and completing credit write-ups; Monitor assigned international portfolios for rating changes and market developments; Update limit amendments and credit relevant data in the credit system; Interface with Credit officers and stakeholders to ensure complete understanding of exposure; Participate in ad-hoc projects related to portfolio exercises and regulatory developments.
Seniority
Associate, hands-on IC
