Loan Credit Specialist 3
Core
Reviewing, renewing, monitoring, and decisioning Commercial, Private Banking, and Community Banking loan applications for C&I and commercial real estate loans using judgmental credit analysis.
Role type
Senior Loan Credit Specialist (IC)
Builds
Approved loan structures and terms for commercial and industrial and commercial real estate credits.
Domain
Banking / Commercial Lending
Required skills
judgmental credit analysis, financial statement analysis, cash flow modeling, risk management, fair lending compliance, credit policy knowledge, loan restructuring, due diligence, Excel proficiency
Preferred skills
deposit and loan accounting systems knowledge, commercial real estate market knowledge
Responsibilities
Provide loan decisions and credit recommendations within assigned authority; Analyze financial conditions of prospective and existing customers; Recommend loan terms exceeding assigned authority; Mentor lower-level specialists; Communicate loan decisions to Relationship Managers and DAC.
Seniority
Senior, hands-on IC