Senior Credit Loss Accounting Analyst
Core
Perform credit risk analysis, accounting for credit losses, loss forecasting, and computation of the Allowance for Credit Losses (ACL) for all loan and lease portfolios.
Role type
Senior Credit Loss Accounting Analyst
Builds
Internal and external financial reports, regulatory filings, and executive management packages
Domain
Banking / Financial Accounting
Deliverable
production ML models | dashboards & analysis | client delivery
Required skills
ACL estimation, credit risk analysis, accounting standards (GAAP), statistical modeling, financial modeling, data querying (SQL/SAS), Microsoft Excel/VBA
Preferred skills
Banking experience, advanced credit risk concepts (PD/LGD/EAD), model governance, internal controls
Technologies
SAS, SQL, Microsoft Access, Microsoft Excel, Microsoft PowerPoint
Responsibilities
Support the Bank's ACL process including model development and execution; Analyze portfolio credit performance to identify key drivers; Prepare journal entries, SEC disclosures, and regulatory reporting; Present quarterly credit loss results to executive management and the Board; Collaborate with credit risk managers to ensure timely delivery of analysis; Execute internal controls and reconciliations on a monthly and quarterly basis.
Seniority
Senior, hands-on IC