Senior Credit Loss Accounting Analyst
Core
Senior Credit Loss Accounting Analyst responsible for credit risk analysis, accounting for credit losses, loss forecasting, and computation of the Allowance for Credit Losses (ACL) for all loan and lease portfolios.
Role type
Senior IC credit loss accounting analyst
Builds
Internal and external financial reports, regulatory filings, and executive management packages
Domain
Banking / Credit Risk / Financial Accounting
Deliverable
production ML models | dashboards & analysis
Required skills
Credit risk analysis, ACL estimation, accounting standards (GAAP), portfolio performance analysis, regulatory reporting, internal controls, reconciliation, financial modeling, statistics, Microsoft Excel (VBA/macros), SQL/SAS
Preferred skills
Banking experience, advanced credit risk concepts (PD, LGD, EAD), credit risk forecasting models (roll rate, vintage, regression), data querying languages (ODBC, OLEDB)
Responsibilities
Support ACL process including model development and execution; analyze portfolio credit performance; present quarterly credit loss results to executive management; provide information for credit loss inquiries and exams; perform quarterly monitoring of loss forecasting models; prepare journal entries and SEC disclosures; maintain monthly and quarterly reporting processes.
Seniority
Senior, hands-on IC