Credit Strategy & Pricing Manager
Core
Develop personal loan underwriting and pricing strategy, manage program performance KPIs, and drive loan growth/yield improvement initiatives for a digital bank.
Role type
Senior IC credit risk and pricing strategist
Builds
Automated dashboards for funnel conversion and portfolio performance; custom AI tools for credit decisioning
Domain
Consumer Finance / Credit Risk / Data Science
Deliverable
production ML models
Required skills
Credit underwriting, pricing strategy, probability of default estimation, A/B testing, hypothesis testing, SQL, Python, R, SAS, Tableau, data visualization, AI tool development
Preferred skills
Experience with non-traditional data sources, re-engineering data elements, stakeholder management
Technologies
SQL, SAS, R, Python, Tableau, Excel, AI tools
Responsibilities
Develop and implement credit risk strategies involving underwriting and pricing; Design A/B tests to understand risk-return tradeoffs; Craft automated dashboards to track KPIs; Mine loan data to optimize risk-adjusted revenue; Expand data sets for credit decisioning; Work with technology teams to implement strategies; Develop or enhance custom AI tools.
Seniority
Senior, hands-on IC