Manager, Risk Management
Core
Manage credit and counterparty risk for Mastercard's global payments ecosystem, assessing financial institutions and fintechs across Asia Pacific to safeguard USD 75B in customer credit exposure.
Role type
Manager, Customer Credit Risk Management
Builds
Risk assessments, exposure limits, and mitigation strategies for banks, NBFIs, and payment companies
Domain
Financial Services / Payments / Credit Risk
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Credit analysis, Financial statement analysis, Risk rating, Exposure limit setting, Portfolio monitoring, Regulatory compliance, Strategic risk assessment, Cross-functional partnership
Preferred skills
Payments industry knowledge, CFA/FRM/CPA certification
Technologies
Microsoft Excel, PowerPoint, Word
Responsibilities
Conduct comprehensive credit assessments and ongoing monitoring of financial institutions and fintechs across Asia Pacific; Analyze financial statements, regulatory filings, capital adequacy, liquidity, profitability, cash flow, and business risk factors to evaluate creditworthiness; Recommend internal risk ratings, exposure limits, and risk mitigation strategies in line with Mastercard's risk management framework; Monitor portfolio-level and counterparty-specific risk exposures, identifying emerging risks and recommending appropriate actions; Serve as the primary point of contact for customer-specific credit and counterparty risk matters within assigned markets; Partner closely with Account Management, Franchise, Product, Finance, and Legal teams to support customer growth initiatives while maintaining prudent risk controls; Support customer onboarding activities by ensuring Customer Risk Management requirements are met and customer activations are completed efficiently; Develop and implement alternative risk mitigation solutions, including collateral and other credit enhancement structures where appropriate; Perform portfolio reviews, trend analysis, and stress assessments to evaluate concentrations, emerging risks, and changing market conditions; Support strategic initiatives requiring credit risk analytics, exposure monitoring, portfolio insights, and risk assessments; Contribute to the enhancement of risk frameworks, policies, methodologies, monitoring tools, and operational processes; Partner with global CRM teams on risk data governance, customer exposure monitoring enhancements, and system testing activities; Prepare internal and external risk reporting, including governance materials, audit-related reporting, regulatory submissions, and ad hoc management requests; Share best practices and contribute to continuous improvement initiatives across the global Customer Risk Management organization.