Commercial Underwriter, P&C
Core
Qualify and underwrite new business and renewal Commercial Property & Casualty accounts, assessing risk to balance growth and profitability while setting coverage terms and pricing.
Role type
Commercial P&C Underwriter (Intermediate/Senior)
Builds
Commercial insurance policies for Core and Middle Market accounts
Domain
Insurance / Property & Casualty
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Commercial P&C underwriting, risk assessment, pricing, negotiation, underwriting guidelines knowledge, loss trend analysis, regulatory compliance, commercial insurance systems
Preferred skills
CIP or FCIP designation, expertise in Construction/Manufacturing/Wholesaling/Builders Risk/Wrap Up, mentorship, market research, product enhancement
Technologies
Commercial Insurance systems and tools
Responsibilities
Qualify and underwrite new business and renewal Commercial Property & Casualty accounts; Assess customer needs and risk characteristics to balance top-line growth and bottom-line profitability; Set coverage terms, conditions, and pricing in accordance with underwriting guidelines and delegated authority; Negotiate terms, pricing, and coverage for new business, renewals, and mid-term changes; Monitor loss trends, market conditions, and risk performance to maintain portfolio quality; Mentor and develop underwriting talent (Senior level only)
Seniority
Intermediate (3+ years) or Senior (7+ years), hands-on IC with technical leadership for Senior