Pessoa Analista de Crédito Pleno
Core
Analyze and manage credit risk for company clients, ensuring secure business growth through credit criteria definition, portfolio monitoring, and process improvement.
Role type
Mid-level credit analyst
Builds
Credit risk management frameworks and client credit portfolios
Domain
Finance / Credit Risk
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Financial analysis, credit risk assessment, financial statement evaluation, credit limit definition, risk monitoring, market news tracking
Preferred skills
Accounts receivable, treasury, accounting
Technologies
None stated
Responsibilities
Analyze financial and credit data for national and multinational clients; Evaluate financial statements and economic-financial indicators; Define and recommend credit limits, terms, and guarantees; Prepare technical opinions to support decision-making; Support operational relationships with financial institutions; Conduct periodic portfolio re-evaluations; Monitor credit exposure, risk concentration, and maturities; Identify clients with financial deterioration or increased risk; Monitor market news, judicial recoveries, protests, and events impacting clients.
Seniority
Mid-level, hands-on IC