Group Underwriting Consultant
Core
Determines acceptability of insurance risks and sets premium rates for large and complex group health cases.
Role type
Group Underwriting Consultant
Builds
Group health insurance products and risk assessment frameworks
Domain
Health Insurance / Group Underwriting
Deliverable
production ML models | product features | dashboards & analysis | client delivery
Required skills
Risk selection, renewal rate calculation, ERISA reporting, product portfolio analysis, regulatory compliance, rate projection
Preferred skills
CPCU, CLU, LOMA, HIAA, PAHM certifications
Technologies
Manual rates, demographic data, experience rating systems
Responsibilities
Calculate renewal rates for large complex cases, provide guidance to medical underwriters on risk selection, coordinate account reporting, propose rates for prospective business, perform post-sale reviews, prepare annual settlements and ERISA reports, survey product portfolios and recommend changes, assist in establishing rating procedures, participate in multi-functional underwriting teams, update departmental processes for compliance
Seniority
Mid-level Individual Contributor
