Senior Data Scientist
Core
Develop and maintain predictive models and scorecards for credit card customer lifecycle decisioning, including acquisition, account management, and collections.
Role type
Senior IC data scientist (credit risk modeling)
Builds
Risk scorecards, classification models, and customer segmentation schemes for credit decisions
Domain
Banking / Credit Risk / Financial Services
Deliverable
production ML models
Required skills
Machine learning, statistical analysis, scorecard design, SQL, Python, SAS, WOE binning, logistic regression
Preferred skills
Credit risk management, credit card/banking domain, fraud detection, FICO Analytics Workbench, SAS Enterprise Miner, Databricks
Technologies
Python, SAS, SQL, Pandas, XGBoost, scikit-learn, LightGBM, FICO Analytics Workbench, SAS Enterprise Miner, SPSS Modeler
Responsibilities
Lead machine learning projects for origination and collection strategies; own full-cycle scorecard design and development; deploy models and track scoring activities; monitor model effectiveness; create customer segmentation schemes; collaborate with stakeholders to translate business needs into solutions.
Seniority
Senior, hands-on IC
