Senior Credit Analyst
Core
Prepare credit review recommendations and analyze financial statements to identify risk exposure in automotive dealer relationships.
Role type
Senior IC credit analyst (automotive commercial lending)
Builds
Credit reviews, loan documentation packages, and monthly reporting for management
Domain
Automotive retail finance / Commercial lending
Required skills
Financial statement analysis, ratio measurement and trending, loan documentation review, UCC filings analysis, floor plan audit execution, risk mitigation strategies, MS Excel proficiency
Preferred skills
Power BI, automotive dealer operations knowledge, field auditing experience
Responsibilities
Analyze financial trends month over month and year over year; reconcile dealership factory statements to tax returns; prepare credit reviews identifying risk exposure; review loan documents and UCC filings; conduct floor plan audits; monitor payment trends and follow up on irregularities; travel to dealerships to monitor financial condition; prepare monthly reporting packages for management
Seniority
Senior, hands-on IC