Underwriting Consultant
Core
Assess eligibility for Life and Critical Illness insurance applications by analyzing medical, personal, and financial information to make timely, well-reasoned underwriting decisions.
Role type
Individual Life Underwriter
Builds
Life and Critical Illness insurance policies for clients
Domain
Insurance / Life & Health
Required skills
Risk assessment, Medical knowledge, Financial analysis, Negotiation, Decision-making, Regulatory compliance
Preferred skills
Quantitative analysis, Automation adoption, Continuous improvement
Technologies
Underwriting guidelines, Reinsurance platforms, Case management systems
Responsibilities
Analyze medical, personal, and financial information to assess eligibility for Life and Critical Illness insurance applications; Assess and classify risk using underwriting guidelines and professional judgement; Partner with reinsurers to negotiate optimal outcomes on complex or unfavourable decisions; Communicate decisions clearly and confidently to advisors and Clients' physicians; Document decisions and supporting rationale; Drive continuous improvement by identifying opportunities to enhance underwriting quality, efficiency, and consistency.
Seniority
Mid-Senior, hands-on IC