CareerPlan

Underwriting Consultant

Waterloo, Ontario, CAFull-time2026-10-26 → 2026-11-10
Hybrid

Core

Assess eligibility for Life and Critical Illness insurance applications by analyzing medical, personal, and financial information to make timely, well-reasoned underwriting decisions.

Role type

Individual Life Underwriter

Builds

Life and Critical Illness insurance policies for clients

Domain

Insurance / Life & Health

Required skills

Risk assessment, Medical knowledge, Financial analysis, Negotiation, Decision-making, Regulatory compliance

Preferred skills

Quantitative analysis, Automation adoption, Continuous improvement

Technologies

Underwriting guidelines, Reinsurance platforms, Case management systems

Responsibilities

Analyze medical, personal, and financial information to assess eligibility for Life and Critical Illness insurance applications; Assess and classify risk using underwriting guidelines and professional judgement; Partner with reinsurers to negotiate optimal outcomes on complex or unfavourable decisions; Communicate decisions clearly and confidently to advisors and Clients' physicians; Document decisions and supporting rationale; Drive continuous improvement by identifying opportunities to enhance underwriting quality, efficiency, and consistency.

Seniority

Mid-Senior, hands-on IC