RETAIL RISK ASSOCIATE I
Core
Credit risk analysis and approval support for individuals and SMEs, including field visits and extractive sector monitoring.
Role type
Junior credit risk analyst (SME/Individual)
Builds
Credit proposals and loan approvals for BBVA's retail banking segment
Domain
Banking / Retail Credit Risk
Required skills
Credit risk assessment, SME and individual client analysis, regulatory compliance, field visit execution, data verification, risk reporting
Preferred skills
Knowledge of extractive sector monitoring, process improvement projects
Technologies
3270, Wizard, Office, WP, Drive Unico
Responsibilities
Analyze credit proposals exceeding office delegation limits; conduct behavioral filters and public database cross-referencing; perform qualitative and quantitative evaluations for SMEs and individuals; execute virtual and on-site client visits to validate information; monitor extractive sector activities and prepare sectoral reports; manage contract approvals and risk tension matrices; report compliance breaches to internal control units.
Seniority
Junior, hands-on IC