Corporate Credit Analyst - Associate Lead
Core
Assess creditworthiness of corporate clients across transactions from cash flow loans to structured finance and derivatives, driving improvements in credit risk management and portfolio monitoring.
Role type
Senior IC corporate credit underwriter
Builds
Credit risk assessments, loan documentation reviews, and portfolio exposure monitoring for corporate lending
Domain
Banking / Corporate Finance / Credit Risk
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
credit underwriting, financial analysis, risk assessment, loan documentation review, trade finance instruments, ISDA agreements, covenant framework design, industry trend analysis
Preferred skills
MBA, structured finance, leveraged finance
Technologies
N/A
Responsibilities
Perform detailed financial analysis including review of financial statements, projections, cash flow forecasts, and stress scenarios; Review legal documentation including loan agreements and trade finance instruments to identify credit and legal risks; Assist in evaluating transaction structures, credit terms, collateral packages, and covenant frameworks; Partner with relationship managers, product teams, legal counsel, and other stakeholders to support transaction analysis and due diligence; Monitor assigned portfolio exposures including financial performance, covenant compliance, and emerging credit risks; Identify potential credit concerns and early warning indicators and recommend appropriate actions to senior underwriters and management; Support periodic reviews, renewals, amendments, and waivers of existing credit facilities
Seniority
Senior, hands-on IC
