OM Bank - Head Credit Risk
Core
Lead Line 2 Credit Risk oversight for unsecured and secured credit portfolios, ensuring regulatory compliance and independent challenge of credit strategies and risk appetite.
Role type
Senior IC Head of Credit Risk (2nd Line)
Builds
Independent risk oversight framework, regulatory reporting, and risk appetite monitoring for a South African bank.
Domain
Banking / Credit Risk / Regulatory Compliance
Required skills
Credit risk framework design, IFRS 9 provisioning, regulatory reporting, stress testing, portfolio monitoring, stakeholder engagement, team leadership
Preferred skills
Deep understanding of unsecured/secured credit dynamics, ability to challenge constructively, knowledge of banking regulations
Technologies
Risk management systems, credit scoring models, regulatory reporting tools
Responsibilities
Provide independent oversight of unsecured lending activities; Define and monitor risk appetite metrics; Approve or challenge credit policies and underwriting criteria; Conduct stress testing and scenario analysis; Ensure compliance with Prudential Authority directives; Oversee collections and recoveries strategies; Engage with regulators and industry forums.
Seniority
Senior, hands-on IC with line management responsibility
