OM Bank - Head Credit Risk
Core
Oversee Line 2 credit risk oversight for unsecured and secured credit portfolios, ensuring alignment with regulatory requirements and the bank's risk appetite framework.
Role type
Senior IC Head of Credit Risk (2nd Line)
Builds
Independent risk oversight, regulatory reporting, and credit risk frameworks for OM Bank
Domain
Banking / Credit Risk / Financial Services
Required skills
Credit risk oversight, IFRS 9 provisioning, regulatory reporting, stress testing, risk appetite monitoring, policy challenge, stakeholder engagement, team leadership
Preferred skills
Deep understanding of unsecured and secured credit dynamics, ability to challenge constructively, knowledge of banking regulations
Technologies
Risk management systems, credit scoring models, macroeconomic scenario tools
Responsibilities
Provide independent oversight of unsecured lending activities; Define and monitor risk appetite metrics; Approve or challenge credit policies and underwriting criteria; Conduct or review portfolio stress testing; Ensure adherence to regulatory requirements; Oversee strategies for collections and recoveries; Act as a credible challenger to business and analytics teams
Seniority
Senior, hands-on IC with team leadership
