Dealer Credit Analyst
Core
Analyze financial conditions of commercial vehicle dealerships and truck equipment manufacturers to extend or continue credit lines and monitor borrower performance.
Role type
Senior credit analyst (commercial lending)
Builds
Floorplan inventory financing and other financing products for Freightliner, Western Star, and Thomas Built Bus dealerships
Domain
Commercial vehicle finance / Automotive lending
Required skills
Financial statement review, Cashflow analysis, Credit analysis, Commercial underwriting, Risk assessment, UCC compliance knowledge
Preferred skills
Wholesale audit experience, Business acumen, Stakeholder management, Data trend analysis
Technologies
Credit management systems, Financial modeling tools
Responsibilities
Prepare and submit new credit requests with reasoned explanations, Perform monthly reviews of dealership financial statements, Make recommendations on subordination and guarantees, Maintain dealer document files, Provide daily service to dealers and management regarding credit files, Review wholesale inventory and book audits
Seniority
Mid-Senior level, hands-on IC