Analista de Estratégia de Crédito Pleno - Randon Consórcios
Core
Analytical and strategic role focused on credit risk, portfolio performance, and sustainable business growth, transforming financial and operational data into insights for credit, collection, recovery, and profitability decisions.
Role type
Mid-level credit strategy and portfolio analytics analyst
Builds
Dashboards, executive reports, segmentation studies, simulations, and strategic recommendations for credit and collections
Domain
Financial services / Credit risk and portfolio management
Deliverable
dashboards & analysis
Required skills
SQL, Power BI, Excel, applied statistics, financial product knowledge, data analysis, risk assessment, scenario modeling
Preferred skills
Python, Databricks, ETL tools, project management, credit risk indicators knowledge
Technologies
SQL, Power BI, Excel, Python, Databricks
Responsibilities
Analyze credit and collections portfolio performance to identify trends, risks, and improvement opportunities; Monitor strategic and operational indicators including delinquency, recovery, losses, and profitability; Develop customer and portfolio segmentation studies to support differentiated strategies; Evaluate and recommend adjustments to credit policies, approval limits, and collection initiatives; Create and automate dashboards and executive reports ensuring correct business rule application; Assess collection campaigns and recovery initiatives for effectiveness and financial return; Conduct projections and scenario analyses to support strategic planning; Evaluate credit and collections suppliers to improve performance and reduce costs; Prepare executive presentations and management materials for leadership decisions; Support implementation of action plans from internal and external audits