FinCrime Due Diligence Analyst
Core
Conduct CDD and EDD on SME customers in the UK and US, investigating suspicious activity and preparing Suspicious Activity Reports (SARs) to protect against money laundering and terrorist financing.
Role type
Senior Financial Crime Due Diligence Analyst (KYB) (via careerplan.io/jobs/8871237002-fincrime-due-diligence-analyst-at-capitalontap)
Builds
Onboarding and ongoing monitoring for a fintech platform serving small businesses
Domain
Financial Services / Anti-Money Laundering (AML) / Sanctions
Required skills
CDD and EDD execution, Know Your Business (KYB) regulatory compliance, complex ownership structure analysis (trusts, offshore entities), SAR preparation, risk-based decision making, investigative analysis
Preferred skills
Experience with higher risk industries, ability to explain complex decisions to customers, proactive process improvement
Technologies
N/A
Responsibilities
Scrutinize beneficial and complex ownership structures including layered entities and funds; Investigate high-risk or suspicious activity by analyzing corporate structures and customer profiles; Engage directly with customers to clarify business activities and source of funds; Handle Transaction Monitoring alerts and escalations; Prepare and submit Suspicious Activity Reports (SARs) to authorities (NCA, FINCEN); Act as a subject matter expert for financial crime escalations.
Seniority
Mid-Senior, hands-on IC