Senior Life Underwriter
Core
Evaluate individual risks for life insurance acceptance, modification, or decline based on medical history, physical condition, occupational hazards, and financial background.
Role type
Senior Life Underwriter (IC)
Builds
Term and permanent life insurance products
Domain
Life Insurance / Insurtech
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Medical life/health underwriting, risk selection (medical/non-medical/financial), APS and EHR assessment, term and permanent life insurance underwriting, independent problem-solving
Preferred skills
US-based underwriting experience, industry designations (LOMA, ALMI, FMLI, ALU, FALU)
Technologies
APS, EHR
Responsibilities
Understand underwriting policies and guidelines, determine risk acceptance or decline, communicate underwriting decisions, influence process improvements, gather information for decision making
Seniority
Senior, hands-on IC