Head of Credit - UK Cards
Core
Lead credit risk strategy and operations for the UK credit card portfolio, optimizing performance and minimizing losses.
Role type
Senior leadership Head of Credit
Builds
UK credit card portfolio
Domain
Fintech / Consumer Finance / Credit Risk
Deliverable
production ML models | dashboards & analysis
Required skills
credit risk strategy, portfolio performance optimization, risk-based pricing, stress testing, team leadership, regulatory compliance
Preferred skills
credit risk modelling, analytics, decisioning systems
Technologies
machine learning, AI
Responsibilities
Develop and execute comprehensive credit risk strategies, design and optimize credit policies and underwriting criteria, monitor portfolio performance metrics, implement proactive risk management frameworks, lead stress testing and scenario analysis
Seniority
Senior, hands-on IC
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