Mortgage Lending Officer SAFE Act - SAN FRANCISCO
Core
Originate high-quality residential real estate loans for clients by consulting on financial situations, analyzing credit history, and recommending lending solutions to achieve home ownership goals.
Role type
Senior IC mortgage lending officer (sales & origination)
Builds
Residential mortgage loans for individual clients
Domain
Financial services / Consumer banking / Mortgage lending
Required skills
Residential mortgage origination, FHA/VA & conventional loan processing, financial analysis, risk assessment, regulatory compliance (SAFE Act, RESPA, fair lending), relationship development, sales capability
Preferred skills
FHA/VA & conventional loan experience, established book of business, knowledge of local marketplace trends
Technologies
Nationwide Mortgage Licensing System and Registry (NMLS)
Responsibilities
Consult with customers about financial objectives and lending needs; Collect and analyze customer financial data (income, assets, debts, credit history); Analyze financial information to assess loan qualification; Make recommendations on lending solutions; Promote Citi's brand to real estate agencies, builders, and customers; Visit customers and key referral relationships outside of offices; Partner with Operations, Processors, and Closers to ensure timely loan closing; Assess risk and ensure compliance with laws and regulations.
Seniority
Mid-level, hands-on IC