Senior Mortgage Lending Officer (SAFE Act) - Park Ave
Core
Originate high-quality residential real estate loans for clients by consulting on financial situations, analyzing credit history, and recommending lending solutions to achieve home ownership goals.
Role type
Senior Mortgage Lending Officer (Sales & Origination)
Builds
Residential mortgage loans for individual clients
Domain
Consumer Banking / Real Estate Lending
Required skills
Residential mortgage origination, financial analysis, risk assessment, regulatory compliance (SAFE Act, RESPA, fair lending), client relationship management, sales capability, knowledge of FHA/VA/conventional loans
Preferred skills
FHA/VA & conventional loan experience, wealth management cross-selling
Technologies
Nationwide Mortgage Licensing System and Registry (NMLS)
Responsibilities
Consult with customers about financial objectives and lending needs; collect and analyze financial data (income, assets, debts, credit history); assess risk and recommend appropriate lending solutions; promote Citi's brand to real estate agents, builders, and customers; visit clients and referral sources outside of offices; partner with operations, processors, and closers to ensure timely loan closing; build relationships with wealth advisors to expand client portfolios; stay abreast of industry trends and regulations.
Seniority
Senior, hands-on IC