Mortgage Lending Officer SAFE Act - B12 - DUBLIN
Core
Originate high-quality residential real estate loans for clients by consulting on financial situations, analyzing credit history, and recommending lending solutions to achieve home ownership goals.
Role type
Senior IC Mortgage Lending Officer
Builds
Residential mortgage loans for individual clients
Domain
Financial Services / Consumer Banking / Mortgage Lending
Required skills
Residential mortgage origination, financial analysis, risk assessment, regulatory compliance (SAFE Act, RESPA, fair lending), client relationship management, sales, credit evaluation, loan processing coordination
Preferred skills
FHA/VA & conventional loan experience, real estate market knowledge, wealth management cross-selling
Technologies
Mortgage licensing systems, loan processing platforms, financial modeling tools
Responsibilities
Consult with customers on financial objectives and lending needs; collect and analyze financial data (income, assets, debts, credit); assess qualification for lending solutions; recommend and advise on loan products; promote Citi brand to referral partners (Realtors, builders); visit clients and referral sources; partner with Operations/Processors/Underwriters for seamless loan transfer and closing; assess risk and ensure regulatory compliance; build relationships with clients and internal teams to drive new business and retention.
Seniority
Mid-Senior, hands-on IC