Senior Mortgage Lending Officer - SUNNYVALE
Core
Originate high-quality residential real estate loans for clients by consulting on financial situations, analyzing credit history, and recommending lending solutions to achieve home ownership goals.
Role type
Senior Mortgage Lending Officer (Sales & Origination)
Builds
Residential mortgage loans for individual clients
Domain
Financial Services / Consumer Banking / Real Estate Lending
Required skills
Residential mortgage origination, financial analysis, risk assessment, regulatory compliance (fair lending, RESPA), relationship development, sales capability, loan processing coordination
Preferred skills
FHA/VA & conventional loan experience, knowledge of local marketplace trends, network with realtors/CPAs/builders
Technologies
Mortgage licensing systems, financial calculation tools
Responsibilities
Consult with customers about financial objectives and lending needs; Collect and analyze customer financial data (income, assets, debts, credit); Assess qualification for lending solutions; Recommend and advise on lending options; Promote Citi brand to referral sources (realtors, builders); Visit customers and key referral relationships outside offices; Partner with Operations, Processors, and Closers to ensure timely loan closing; Assess risk and ensure compliance with laws and regulations; Introduce clients to Citi Wealth Teams for cross-selling.
Seniority
Senior, hands-on IC