Mortgage Lending Officer (SAFE Act) - NEW YORK
Core
Originate high-quality residential real estate loans for clients by consulting on financial situations, analyzing data, and recommending lending solutions.
Role type
Mortgage Lending Officer (Sales)
Builds
Residential mortgage loans for individual clients
Domain
Consumer Banking / Mortgage Lending
Required skills
Residential mortgage sales, FHA/VA & conventional loan experience, financial analysis, risk assessment, regulatory compliance knowledge, relationship development
Preferred skills
FHA/VA & conventional loan experience, ability to comprehend financial calculations, knowledge of fair lending and RESPA
Technologies
Mortgage Licensing System and Registry (NMLS)
Responsibilities
Consult with customers about financial objectives and lending needs; Collect and analyze customer financial data (income, assets, credit history); Analyze information to assess loan qualification; Make recommendations on lending solutions; Promote Citi's brand to real estate agencies and referral sources; Visit customers and key referral relationships outside of offices; Partner with Operations, Processors, and Closers to ensure timely loan closing; Assess risk and ensure compliance with laws and regulations.
Seniority
Mid-level, hands-on IC