Senior Mortgage Lending Officer (SAFE Act) - ROCKVILLE
Core
Originate high-quality residential real estate loans and drive mortgage sales through engagement with clients, real estate agents, and referral partners.
Role type
Senior Mortgage Lending Officer (Sales & Origination)
Builds
Residential mortgage loans for Citi Bank Retail Mortgage
Domain
Consumer Banking / Mortgage Lending
Required skills
Residential mortgage origination, financial analysis, risk assessment, regulatory compliance (SAFE Act, RESPA, fair lending), client relationship management, sales, credit evaluation
Preferred skills
FHA/VA & conventional loan experience, wealth management cross-selling
Technologies
Nationwide Mortgage Licensing System and Registry (NMLS)
Responsibilities
Consult with customers on financial objectives and lending needs; collect and analyze financial data (income, assets, debts, credit history); assess loan qualification and recommend lending solutions; promote Citi brand to real estate agencies and builders; visit customers and key referral relationships outside offices; partner with Operations, Processors, and Closers to ensure timely loan closing; introduce Citi Wealth Teams to self-sourced clients; stay abreast of industry trends and regulations.
Seniority
Senior, hands-on IC