Senior Mortgage Lending Officer - OAKLAND
Core
Originate high-quality residential real estate loans for clients by consulting on financial situations, analyzing credit history, and recommending lending solutions to achieve home ownership goals.
Role type
Senior Mortgage Lending Officer (Sales & Origination)
Builds
Residential mortgage loans for individual clients
Domain
Consumer Banking / Real Estate Lending
Required skills
Residential mortgage origination, financial analysis, risk assessment, regulatory compliance (fair lending, RESPA), customer relationship management, sales capability, loan processing coordination
Preferred skills
FHA/VA & conventional loan experience, knowledge of local marketplace trends, network with real estate agents and builders
Technologies
Mortgage Licensing System and Registry (NMLS)
Responsibilities
Consult with customers on financial objectives and lending needs; analyze financial data and credit history to assess loan qualification; recommend and explain lending solutions; promote Citi's brand to referral sources; visit clients and key partners (Realtors, builders) to drive business; partner with operations to ensure timely loan closing; assess risk and ensure regulatory compliance; build relationships to drive new business and retention.
Seniority
Mid-Senior level (5-8 years experience)