Mortgage Lending Officer SAFE Act - HUNTINGTON PARK
Core
Originate high-quality residential real estate loans for clients by consulting on financial situations, analyzing data, and recommending lending solutions to achieve home ownership goals.
Role type
Senior IC Mortgage Lending Officer
Builds
Residential mortgage loans for individual clients
Domain
Consumer banking / Residential Real Estate Lending
Required skills
Residential mortgage origination, FHA/VA & conventional loan processing, financial analysis, risk assessment, regulatory compliance (SAFE Act, RESPA, fair lending), relationship development, sales capability
Preferred skills
FHA/VA & conventional loan experience, established book of business, knowledge of local marketplace trends
Technologies
Nationwide Mortgage Licensing System and Registry (NMLS)
Responsibilities
Consult with customers about financial objectives and lending needs; collect and analyze financial data (income, assets, debts, credit history); assess qualification for lending solutions; recommend and advise on lending options; promote Citi brand to referral sources (Realtors, builders); visit customers and key referral relationships; partner with Operations, Processors, and Closers to ensure timely loan closing; maintain compliance with consumer lending laws and regulations.
Seniority
Mid-Senior level (2-5 years experience, 3+ years mortgage sales)