Mortgage Lending Officer SAFE Act - LOS ANGELES
Core
Originate high-quality residential real estate loans and drive mortgage sales through engagement with clients, real estate agents, and referral partners.
Role type
Mortgage Lending Officer (Sales)
Builds
Residential mortgage loans for Citi Bank Retail Mortgage
Domain
Financial Services / Consumer Banking / Mortgage Lending
Required skills
Residential mortgage origination, FHA/VA & conventional loan processing, financial analysis, risk assessment, regulatory compliance (SAFE Act, RESPA, fair lending), relationship management, sales capability
Preferred skills
FHA/VA & conventional loan experience, established book of business, knowledge of local marketplace trends
Technologies
Nationwide Mortgage Licensing System and Registry (NMLS)
Responsibilities
Consult with customers on financial objectives and lending needs; collect and analyze financial data (income, assets, credit history); assess loan qualification and recommend lending solutions; promote Citi brand to real estate agencies and builders; visit customers and key referral relationships outside offices; partner with Operations, Processors, and Closers to ensure timely loan closing; maintain compliance with consumer lending laws and regulations.
Seniority
Mid-level (2-5 years experience)