Head of Risk - Personal Loans, Director (Hybrid)
Core
Senior management role setting strategic direction for credit policies and leading credit/underwriting strategies for Personal Loans to balance risk-return and drive sustainable growth.
Role type
Senior management-level Head of Risk (Personal Loans)
Builds
Resilient Personal Loans portfolio and sustainable business growth
Domain
Financial services / Credit Risk / Personal Lending
Deliverable
production ML models
Required skills
Strategic vision, Risk appetite management, Team leadership, Machine learning integration, Operational risk oversight, Process improvement, Stakeholder negotiation, Regulatory knowledge, Economic cycle management, Analytical team management
Preferred skills
MBA/MS in analytic field, Experience with Loans and Cards P&L, Statistical analysis expertise
Technologies
Machine learning, Logistic regression, Alternate data
Responsibilities
Set long-term vision for credit strategies, Manage risk levels per financial goals, Lead Risk team for sustainable growth, Partner on modeling tools and ML, Partner with Operations for customer experience, Ensure control environment across partners, Improve business performance via process and talent management
Seniority
Senior, hands-on IC with management responsibilities