Portfolio & Pricing Manager
Core
Shape the performance and profitability of the Consumer Lending portfolio across Personal Loans and Consumer Auto using data, financial analysis, and commercial insight.
Role type
Senior IC Portfolio & Pricing Manager
Builds
Financial models, forecasts, business cases, and strategic initiatives for new products and lending strategy.
Domain
Fintech / Consumer Lending / Personal Loans / Automotive Finance
Deliverable
production ML models | product features | dashboards & analysis | research | client delivery | infrastructure | physical/clinical work
Required skills
Portfolio management, pricing strategy, financial modeling, forecasting, business case development, lending economics, profitability analysis, margin analysis, credit risk assessment, channel economics, AI/automation evaluation, advanced Excel, SQL, Power BI, Tableau
Preferred skills
Experience in consumer lending, retail banking, automotive finance, asset finance, or unsecured lending
Technologies
Excel, SQL, Power BI, Tableau
Responsibilities
Analyse portfolio performance, profitability, margin, funding costs, and credit outcomes to improve returns. Lead pricing analysis and assess the impact of pricing decisions on volume, margin, risk, and customer outcomes. Build financial models and business cases to support new products and strategic investments. Assess broker, channel, product, and customer profitability. Evaluate AI and automation opportunities to quantify benefits and support investment decisions. Translate complex analysis into clear recommendations for senior stakeholders.
Seniority
Senior, hands-on IC
