Senior Underwriting Manager, Home Lending
Core
Lead and develop a team of mortgage underwriting professionals to deliver accurate, consistent, and high-quality credit decisions for residential loans.
Role type
Senior Underwriting Manager (Home Lending)
Builds
Residential mortgage credit decisions aligned with policy, investor requirements, and regulations
Domain
Financial Services / Mortgage Lending
Required skills
Residential mortgage underwriting, People leadership, Credit policy interpretation, Regulatory compliance, Risk management, Team coaching, Exception handling, Cross-functional partnership
Preferred skills
End-to-end mortgage origination lifecycle knowledge, Agency/investor requirements expertise, HELOC underwriting, Data-driven trend analysis, Product/Engineering collaboration, Change management
Technologies
Underwriting quality tools, Performance analytics platforms, Decisioning systems
Responsibilities
Lead, coach, and develop a high-performing team of mortgage underwriters. Serve as a subject matter expert on complex borrower scenarios and exceptions. Ensure underwriting decisions align with credit policy and regulatory requirements. Partner with Credit Strategy to operationalize policy and inform future decisions. Monitor underwriting performance and exception trends to improve decision quality. Establish escalation practices for complex loan scenarios. Collaborate with Product and Engineering to improve underwriting workflows and tools. Develop underwriting talent through coaching and knowledge sharing.
Seniority
Senior, hands-on IC with leadership responsibilities